Disclaimer

Disclaimer

Important Notices Before You Rely on Anything on This Site

countycadpropertysearch.org/ is an editorial directory of Texas Central Appraisal Districts and property-search walkthroughs. Texas property tax is a regulated function with strict deadlines. This page sets out, plainly, what the site is and is not, the FCRA framework that governs how Texas property data may and may not be used, and where to go for things this site cannot do.

Effective date: January 1, 2026
Last reviewed: April 2026
Read with: Privacy & Terms
⚠ FCRA — Not a Consumer Reporting Agency

The Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.) regulates “consumer reports” used for “permissible purposes” including employment, credit, insurance, and tenant screening. countycadpropertysearch.org/ is NOT a Consumer Reporting Agency. Information published or linked from this site cannot be used to make decisions about a person’s employment, credit eligibility, insurance underwriting, tenant suitability, or any other FCRA-regulated matter. Public availability of Texas CAD property records does not, by itself, exempt the user from FCRA liability when those records are used for FCRA-permissible-purpose decisions. Use of the site for any FCRA-regulated decision is prohibited and may expose the user to substantial federal liability.

1. Scope of the Site

countycadpropertysearch.org/ publishes editorial property-search walkthroughs for Texas Central Appraisal Districts, plain-English explanations of CAD search-result fields, Texas-specific exemption procedures (residence homestead, over-65, disabled person, 100% disabled veteran, surviving spouse, agricultural-use, timber, wildlife management), and ARB protest procedures across all 254 Texas counties. It does not provide property records, process exemption applications, file ARB protests, perform title work, or operate any government function.

2. FCRA Framework — The Most Important Limit

What this means in practice

If you are a Texas landlord considering a tenant, an employer running a background check, a lender evaluating credit, or an insurance underwriter — do not use this site or its content as part of that decision. Pull a proper consumer report from a licensed CRA. Texas CAD public-records information that’s freely accessible is not the same as a CRA-issued consumer report; using it as a substitute exposes you to significant federal liability, and it deprives the consumer of their FCRA-mandated rights (notice, dispute, accuracy procedures). This is core federal consumer-protection law, and we will not knowingly assist any FCRA-permissible-purpose use of this site.

3. “Public Record” Does Not Mean “Open Licence”

Texas CAD property records are made publicly accessible for civic transparency — to allow taxpayers to see how their property is valued, to allow comparison with similar properties, and to allow research and journalism. Public accessibility is not the same as commercial reuse permission. Many CAD portals have specific terms of use governing bulk download, commercial redistribution, or use in automated systems. Those terms apply when you access a CAD portal directly through links from this site. Texas confidentiality protections under Tex. Gov’t Code §552 (Public Information Act) and related statutes also apply: certain categories of property owners (judges under §552.117, peace officers, victims of family violence under the Texas Office of the Attorney General Address Confidentiality Program) have specific protections. Our editorial content respects these protections.

4. Not a CAD or State Oversight Authority

countycadpropertysearch.org/ is not a Texas Central Appraisal District, the Texas Comptroller of Public Accounts Property Tax Assistance Division, the Texas Department of Licensing and Regulation, the Texas Association of Appraisal Districts, the Texas Association of Assessing Officers, the Texas Appraiser Licensing and Certification Board, the Appraisal Foundation, the IAAO, or any other government, professional, or regulatory body. We are an independent editorial publication.

5. Not Legal Advice

Nothing on the site is legal advice. Texas property tax law is governed by the Texas Property Tax Code (Title 1, Subtitle E of the Texas Tax Code) and related statutes. If you are filing an ARB protest, taking a judicial appeal under Tex. Tax Code §42, dealing with a tax sale or tax lien, navigating a property dispute, or any other legal matter touching Texas property, consult an attorney licensed in Texas.

6. Not Financial or Tax Advice

Nothing on the site is financial advice, tax advice, real estate investment advice, or property tax planning advice. Decisions about whether to file an ARB protest, claim a homestead exemption, pursue agricultural-use valuation, restructure ownership, or invest in Texas property carry financial consequences. Consult a CPA, a TDLR-licensed Property Tax Consultant or Senior Property Tax Consultant (regulated under Tex. Occ. Code Ch. 1152), or an attorney for advice specific to your circumstances.

7. Not Title Work or a Title Search

Texas CAD search results typically include the current owner of record, the assessed value, parcel boundaries, exemption status, and (sometimes) sale history. They are not a title search. Title searches require examination of the chain of title in the County Clerk’s office, plus searches of liens, encumbrances, easements, and judgments — work performed by title companies (regulated by the Texas Department of Insurance) and Texas real estate attorneys. Do not rely on CAD search results as a substitute for title work in any Texas real estate transaction.

8. Texas CAD Search Results Are Point-in-Time

  1. CAD data refreshes on the CAD’s schedule. Major CADs update online property records weekly or monthly; some smaller CADs update less frequently. The “as-of” date you see on the result may be days, weeks, or months behind real-world status.
  2. Texas CADs reappraise annually. Most CADs perform some level of reappraisal each year; statute permits full reappraisal at least every three years (Tex. Tax Code §25.18). Major county CADs (HCAD, DCAD, TAD, BCAD, TCAD) generally reappraise more frequently.
  3. Market value is not market value as you might think of it. The CAD’s “market value” is an estimate as of January 1 of the tax year, derived from mass-appraisal methodology — not the price you would actually get if you listed today.
  4. Appraised value can differ substantially from market value on homesteaded property because of the 10% homestead cap under Tex. Tax Code §23.23.
  5. Sale-price data may lag. Recent sales may not be reflected in the CAD record for several months after closing; CADs use deed records, MLS data (where available), and sales-disclosure forms (where applicable).
  6. Exemption status updates after the CAD processes the application. The exemption section on a property-search result reflects the CAD’s current record — not necessarily the most recent application you submitted.
  7. Successful ARB protests change the appraisal roll. The official record updates after the ARB hearing concludes and the certified appraisal roll is issued.

9. ARB Deadlines Are Unforgiving

Texas Property Tax Code §41.44 deadlines

The deadline to file a written ARB protest is typically May 15 or 30 days after the Notice of Appraised Value is delivered, whichever is later. Earlier deadlines apply to some property types (over-appraisal of business personal property under §41.41(a)(2), late hearings under §41.411, and others). Missing the ARB deadline forfeits your right to contest your assessed value for the tax year. A property-search walkthrough on this site is not a substitute for confirming the exact deadline with your CAD’s published calendar. If material amounts are involved, engage a TDLR-licensed property tax consultant or an attorney experienced in Texas property tax appeals well before the deadline.

10. Exemption Procedures — Reference, Not Personal Advice

Procedures we describe are general references to the published Texas exemption procedures. Whether you specifically qualify for residence homestead, over-65, disabled person, 100% disabled veteran, partial disabled veteran, surviving spouse, agricultural-use (1-d-1 open-space), 1-d agricultural-use, timber, wildlife management, conservation easement, or historic-property exemption depends on facts specific to your property, your residency, your military or disability status, and your land use. Consult the CAD or a Texas property tax professional for advice on your specific situation.

11. Third-Party Content and Links

The site links extensively to Texas Central Appraisal Districts, the Texas Comptroller PTAD, TDLR, and (where directly relevant) Texas professional bodies. We do not control those sites and are not responsible for their content, availability, accuracy, or privacy practices. A link does not imply endorsement.

12. Limitation of Liability

To the fullest extent permitted by law, countycadpropertysearch.org/ and its operators, editors, and contributors are not liable for any indirect, consequential, special, incidental, or punitive damages arising from your use of the site or your reliance on any content — specifically including but not limited to any missed ARB protest deadline, missed exemption application deadline, denied exemption, denied protest, real estate transaction loss, FCRA liability incurred from prohibited use, tax penalty, or any other loss connected to use of the site. Aggregate liability is capped at $100. See Terms of Service for the full liability framework.

Questions About This Disclaimer?

Email us with subject line “Disclaimer question.” For property-specific decisions, always verify with your Texas CAD and consult a licensed professional.

📧 info@countycadpropertysearch.org